HDFC Credila Education Loan
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ECS/ACH Swapping

ECS/ACH Swapping means whoever is repaying the loan wants to swap/change his account with another repayee's who is existing borrower/co-borrower of the loan account. The same procedure is applicable for swapping of bank accounts for PMII/ MI payment where your repayment mode remains unchanged. This service is charged.

Documents required for ECS/ACH Swapping:-

  • Latest salary slip/ offer letter
  • Salary account bank statement with salary credit entry
  • Cancelled cheque from the said salary account
  • ECS mandate from the said account, duly signed by the customer and verified by the bank.

We request you to follow the below steps to ECS account swapping/ change :-

  • You can send request through online request (write to us)
  • You can Personally Visit your respective Branch
  • You can email us at through your registered email ID, or
  • Call your respective Relationship Manager.
Note / Important:

Your mailing address will be updated within 15 working days after receipt of request. And our representative will contact you.

Please note that the swap will take up to 15 business days and will be effective form next ECS cycle month, from the date of receipt of fresh instruments until then, the existing ECS will remain in operation for EMI clearance. Kindly fill fresh ECS mandate.

For any other queries or to know the status of your request, write to us with the details mentioned below.

  • HDFC Credila Branch where your request was submitted
  • Date when your request was submitted
  • Your Reference ID if you have made online request.
HDFC Credila Financial Services Limited is a subsidiary of HDFC Limited, a leading financial services company of India.
HDFC Credila Financial Services Limited
Registered Office: B 301, Citi Point, Andheri-Kurla Road, Andheri (East), Mumbai-400 059, India