HDFC Credila understands the education and admission process in India and in various countries across the world. On the basis of our extensive research, HDFC Credila offers tailor made solutions to offer unmatchable features and service standards.

Unlike banks which typically charge a fixed rate for a certain category of students, HDFC Credila has a range of rates depending on the institute, co-borrower details, collateral security offered and the academic background of the student. HDFC Credila offers customized education loans, home delivered!

Edu. Loan Features HDFC Credila Others
Up to 100% finance
Doorstep service
Loan amount over Rs.20 lakhs also available
Repayment tenure up to 10 years (Easy EMIs)
Less than 100% collateral
Co-borrower flexibility
Loan against property mortgaged with HDFC Ltd.
Loan Sanction before admissions also
Attractive rate of interest Maybe
Tax benefit under Section 80-E of Income tax Act Maybe
Quick and hassle free process

HDFC Credila has specialised products for various countries like USA, Canada, Germany etc. We understand that students going to countries like Germany require 60-70% of their education loan to be disbursed before the Visa process. While Indian Banks do not give out these loans before Visa, HDFC Credila has provided a solution to this too.

Also, HDFC Credila's unique offering of education loan sanction before admission has helped many students show 'proof of funds' to the Universities and gain admission in the University of their choice.

Hence, with the in depth understanding of the students needs to pursue higher education,
HDFC Credila has become the preferred education loan provided of thousands of students, studying in 2100+ Institutes, across 35+ countries!

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