Pre-approved Sanction Letter

Congratulations! Your Education Loan is Pre-Approved!* Print this Page

Based upon and relying on the information provided by you in your electronic application form seeking grant of an Education Loan, we have pleasure in conveying to you our in-principle conditional pre-approval.

Now all you need to do is submit hard copies of the documents listed below along with a copy of this pre-approval letter, to your nearest HDFC Credila branch and get your Education Loan ready to be disbursed soon thereafter.

Documents you need to submit:

1. Fully Completed and Signed Application Form

To Download Loan Application Form in PDF Format Click Here

2. Two Passport Size Photos - Applicant and Co-Applicant

One set to be pasted on the Application Form and second set to be affixed (stapled) to the Application Form

3. Photo ID - Applicant and Co-Applicant (Any one of the following)

Permanent Account Number (PAN) Card
Passport
Driving License

Aadhaar Card
Voter's ID Card

4. Residence Proof Applicant and Co-Applicant (Any one of the following)

Passport
Driving License

Aadhaar Card
Voter's ID Card

5. Academic Documents of Student

Marksheet/Certificate of 12th Exam
Marksheet/Certificate of Subsequent Years of Education e.g. BE, BCom, BSc, etc.
Marksheet of Any Entrance Exam Taken e.g. CAT, CET, etc. (If applicable)
GRE/GMAT/TOFEL/IELTS, etc. Marksheets (If applicable)
Scholarship Documents (if applicable)

6. Proof Of Admission (If available)

Printed Admission Letter From the Institute on its Letterhead With Institute's Address

7. Last 8 Months Bank Statements of Co-Applicant

(If more than one bank account, provide copies of all)
Make sure to include the bank statements of the Bank Account where Salary or Business/
Professional receipts are credited every month.

8. Income Proof of Co-Applicant

A. In case of Salaried Employee (All the following)

Latest 3 Salary Slips or Salary Certificate on Employer's Letterhead
Last 2 year's Form 16 from Employer or Last 2 Year's Income Tax Returns
Any Other Income Proof That is Not Reflected in the Above Documents

B. In case of Self Employed or Professional (All the following)

Last 2 Year's Income Tax Returns
Last 2 Year's Certified Financial Statements or Provisional Financial Statements Duly Certified by CA
Proof Of Office (any one of the following, Lease Deed, Utility Bill, Title Deed, etc.)
Any Other Income Proof That is Not Reflected in the Above Documents

9. If, Collateral - Immovable Property (Flat, House, Non-Agriculture Land) (All the Relevant Documents from the Following List)

Property Title Deed
7 / 12 extracts in case of land
Registered Sale Agreement Along With Society Share Certificate
Original Registration receipt for the above agreement
Allotment Letter By Municipal Corporation / Authorized Govt. Authority Like MHADA, CIDCO, etc. Please add HUDA, DDA, JDA, GIDC etc
Previous Chain of Sale Deed establishing title
Latest Maintenance bill alongwith Receipts issued by builder/ society,
Latest Property tax bill alongwith receipts,
NOC for mortgage from society/builder,
Approved building plan
Encumbrance certificates as on date etc

The Educational Loan availability is subject to correctness of information provided its successful verification and satisfactory completion of all the loan documentation as per HDFC Credila's requirements. This letter and the pre-approved loan shall stand unilaterally revoked and cancelled and shall be absolutely null and void, if there are any material changes in the information you have provided based on which the said loan is pre-approved or all the required documents are not received by HDFC Credila in 7 days.

* HDFC Credila's standard terms & conditions apply.

You can visit any one of HDFC Credila's offices enlisted below:

Mumbai

HDFC Credila Financial Services Private Limited
B 301, Citi Point,
Next to Kohinoor Continental,
Andheri-Kurla Road, Andheri (East),
Mumbai - 400 059,
Maharashtra, India

loan@hdfccredila.com

Mumbai

HDFC Credila Financial Services Private Limited
3rd Floor, Damodar Hall Building,
Dr. Babasaheb Ambedkar Road,
Parel (East),
Mumbai - 400 012,
Maharashtra, India

loan@hdfccredila.com

Pune

HDFC Credila Financial Services Private Limited
Office No. D-0, 3rd Floor, Renuka Complex,
Junglee Maharaj Road, Opposite McDonalds,
Pune - 411 004,
Maharashtra, India

loan@hdfccredila.com

Bangalore

HDFC Credila Financial Services Private Limited
9th Cross, 2nd Phase, JP Nagar,
Above VLCC, South Bangalore,
Bangalore - 560 078,
Karnataka, India

loan@hdfccredila.com

Delhi

HDFC Credila Financial Services Private Limited
404, 4th Floor, Copia Business Suites,
Beside DLF Tower A,
Near Jasola Metro Station,
Jasola District Centre - 110 025,
New Delhi, India

loan@hdfccredila.com

Chennai

HDFC Credila Financial Services Private Limited
Old #8, New #5, 2nd Floor,
Josman's Complex, Near Sony World,
Mc Nicholas Road, Chetpet,
Chennai - 600 031,
Tamil Nadu, India

loan@hdfccredila.com

Ahmedabad

HDFC Credila Financial Services Private Limited
114, 1st Floor, Shangrila Arcade,
Opp. Shyamal Row Houses,
Near Shyamal Cross Roads, Satellite,
Off S. G. Highway,
Ahmadabad - 380 015,
Gujarat, India

loan@hdfccredila.com

Hyderabad

HDFC Credila Financial Services Private Limited
402, Sri Siva Rama Towers,
3rd Floor, 3-6-288/3,
Above HDFC Bank,
Opp Old MLA Qtrs, Hyderguda,
Hyderabad - 500 029,
Telangana, India

loan@hdfccredila.com

Gurgaon

HDFC Credila Financial Services Private Limited
313, 3rd Floor, DLF Galleria Tower,
DLF City Phase IV,
Gurgaon - 122 002,
Haryana, India

loan@hdfccredila.com

Noida

HDFC Credila Financial Services Private Limited
209,Second Floor,Chokhani Square,
Opposite Metro station Sector 18,
Noida - 201 301
Uttar Pradesh, India

loan@hdfccredila.com

Kolkata

HDFC Credila Financial Services Private Limited
1st Floor, Bharatiya Bhasha Parishad Building,
Level # 1, 36A-Shakespear Sarani,
Near FBB Mall, Kolkata - 700 017
West Bengal, India

loan@hdfccredila.com

Nashik

HDFC Credila Financial Services Private Limited
Shanta Madhav Sankul,
Near MICO Circle, Trimbak Road,
Nashik – 422 002
Maharashtra, India

loan@hdfccredila.com

Pre-approved Sanction Letter

1. Fully Completed and Signed Application Form

2. Two Passport Size Photos - Applicant and Co-Applicant

3. Photo ID - Applicant and Co-Applicant (Any one of the following)

4. Residence Proof Applicant and Co-Applicant (Any one of the following)

5. Academic Documents of Student

6. Proof Of Admission (If available)

7. Last 8 Months Bank Statements of Co-Applicant

8. Income Proof of Co-Applicant

9. If, Collateral - Immovable Property (Flat, House, Non-Agriculture Land) (All the Relevant Documents from the Following List)

Mumbai

Mumbai

Pune

Bangalore

Delhi

Chennai

Ahmedabad

Hyderabad

Gurgaon

Noida

Kolkata

Nashik

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