HDFC Credila Education Loan
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HDFC Credila's Education Loan Details

HDFC Credila understands the education and admission process in India and in various countries across the world. On the basis of our extensive research, HDFC Credila offers tailor made solutions to offer unmatchable features and service standards.

Unlike banks which typically charge a fixed rate for a certain category of students, HDFC Credila has a range of rates depending on several factors including the institute, co-borrower, collateral security offered and the academic background of the student.

HDFC Credila offers customised education loans, home delivered!

Education Loan Features HDFC Credila Other Lenders
Up to 100% finance check mark cross
Doorstep service check mark May be
Repayment tenure up to 15 years in easy EMIs check mark cross
Less than 100% collateral check mark cross
Co-borrower flexibility check mark cross
Loan against property mortgaged with HDFC Ltd. check mark cross
Loan sanction even before admission confirmation check mark cross
Attractive rate of interest check mark May be
Tax benefit under Section 80E of Income Tax Act check mark May be

HDFC Credila has specialised products for various countries including the USA, Canada, Germany. We understand that students going to countries such as Germany require a percentage of their education loan to be disbursed before the visa process. While most lenders do not provide the same, HDFC Credila does.

Further, HDFC Credila's option of an education loan sanction even before admission confirmation has helped many students show 'proof of funds' to universities, a pre-requirement for admission.

Hence, with in-depth understanding of students' needs when pursuing higher education,
HDFC Credila has become the preferred education loan provider of thousands of students across 50+ countries, 3400+ institutes and 1800+ courses.

HDFC Credila Financial Services Limited is a subsidiary of HDFC Limited, a leading financial services company of India.
HDFC Credila Financial Services Limited
Registered Office: B 301, Citi Point, Andheri-Kurla Road, Andheri (East), Mumbai-400 059, India