HDFC Credila Education Loan
Apply for Education Loan
Benefits of Loan HDFC Credila's Education Loan
Benefits for Students
Banks understand loans, but HDFC Credila understands students and their needs!

Students face many challenges while securing education loans. Some of the issues faced by students include:

  • For students going to the USA, UK, Canada, Australia, etc. there are number of activities and formalities which take away the time. Running around from one branch to the other and doing multiple rounds for education loans get very difficult
  • Visa interview deadlines keep approaching fast and the education loan approval letter is required well in time to set up the visa interview. Hence, there is a tremendous time pressure to get education loan in time
  • Flexibility in terms of loans which need to be customized to the requirements of the students and their respective courses
  • Ability to find the required margin money (portion of the fees that is to be paid by students/parents which is not covered by the loan)
  • Required loan amount is more than the value of the collateral security
  • Ability to prove that the University, College and the applied Course is appropriate. (This can be quite challenging if the decision maker is not aware of the thousands of valid and accredited educational choices available in today's fast changing world of education)
  • Ability to get web-based access to the loan account with web enabled transaction processing inclusive of electronic payments, etc.

HDFC Credila is a specialized lender for Education Loans. HDFC Credila has invested time and resources to set up appropriate systems, processes and know-how related to the education industry. HDFC Credila has numerous databases on education sector. HDFC Credila's credit scoring model for the approvals of loans is designed specifically for education loans.
HDFC Credila, therefore, understands problems, challenges and issues faced by the students and their parents. HDFC Credila's objective is to work closely with students and parents to try to identify the appropriate education loan programs for them.

Loan sanction letter before admission
  • To get admission to the US Universities & to get I-20 for US visa, "Availability of Liquid Funds" to complete the course needs to be demonstrated.
  • HDFC Credila's "Education Loan Sanction Letter" before admission can help you show the availability of liquid funds.
Benefits for Parents

All parents dreams about the best possible higher education for their children. Funding the rising cost of education is becoming increasingly difficult. We provide education loan to fund up to 100% of cost of education.

HDFC Credila representative can visit you, understand your funding needs and get the process of education loan completed. Have one more option for education loan!

Save time and energy. Call us for a door-step service about your funding needs.

  • HDFC Credila, a lender, that is exclusively focused on Education Loan
  • HDFC Credila is fully backed by HDFC Ltd., one of the most trusted names in financial services industry
  • Education Loan at your door-step, no visiting bank branches multiple times. We can visit you at your convenience
  • Loan up to 100% of educational expenses. No margin money is required
  • Quick loan sanction
  • Flexibility on collateral security
  • Do not wait till last minute, you can apply for education loan before admission
  • Delays in getting Education Loan can impact family finances & family savings adversely
  • Make your son/daughter responsible for the cost of his/her higher education
HDFC Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Private Limited) is a subsidiary of HDFC Limited, a leading financial services company of India.
HDFC Credila Financial Services Limited
(Formerly known as HDFC Credila Financial Services Private Limited)
Registered Office: B 301, Citi Point, Andheri-Kurla Road, Andheri (East), Mumbai-400 059, India